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Terms of Service

Last Updated: December 1, 2025

1. Agreement to Terms

By accessing or using Cash4HomeNow.com ("Platform," "Service," "we," "our," or "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use our Platform.

These Terms constitute a legally binding agreement between you and Cash4HomeNow.com. We reserve the right to modify these Terms at any time, and your continued use of the Platform constitutes acceptance of any modifications.

2. Platform Description

Cash4HomeNow.com is a technology-enabled marketplace platform that facilitates connections between homeowners seeking quick cash sales and verified cash buyers (investors, flippers, rental property investors, etc.). We do NOT purchase properties ourselves, fix-and-flip, buy-and-hold, or participate in wholesale strategies.How we make money: We charge buyers/investors a fee for access to homeowner leads. We do not charge homeowners any fees for submitting their property or receiving offers.

Our Platform provides:

  • Property submission and evaluation services
  • Connection with verified cash buyers
  • Transaction facilitation and management
  • Buyer verification and trust features
  • Educational resources and scam prevention

3. User Accounts and Registration

3.1 Account Creation

To use certain features of the Platform, you must create an account. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and update your information as necessary
  • Maintain the security of your account credentials
  • Accept responsibility for all activities under your account
  • Notify us immediately of any unauthorized access

3.2 User Roles

The Platform supports different user roles:

  • Homeowners/Sellers: Property owners seeking quick cash sales
  • Buyers/Investors: Verified cash buyers seeking investment properties
  • Administrators: Cash4HomeNow team members

4. Buyer Verification

To maintain trust and prevent scams, all buyers must undergo verification:

  • Proof of funds verification
  • Background checks
  • Business license verification
  • Identity verification
  • BBB rating and review checks

We reserve the right to reject, suspend, or terminate buyer accounts that do not meet our verification standards or engage in fraudulent or suspicious activity.

5. Property Submissions

5.1 Accurate Information

Homeowners must provide accurate and complete property information, including:

  • Property address and location
  • Property type, condition, and features
  • Accurate photos and descriptions
  • Property situation and motivation for selling
  • Any known issues, liens, or encumbrances

5.2 Property Ownership

You represent and warrant that you have the legal right to sell the property and that all information provided is accurate. Misrepresentation may result in account termination and legal action.

6. Offers and Transactions

6.1 Offer Process

Buyers may submit offers on properties listed on the Platform. Offers are subject to:

  • Homeowner acceptance or rejection
  • Expiration dates and terms
  • Verification of buyer credentials
  • Platform transaction fees

6.2 Transaction Facilitation

Cash4HomeNow facilitates transactions but is not a party to the purchase agreement. All transactions are between homeowners and buyers. We:

  • Connect parties and facilitate communication
  • Provide transaction management tools
  • Collect platform fees for services rendered
  • Do not guarantee closings or buyer performance

6.3 No Guarantees

While we verify buyers and facilitate transactions, we do not guarantee:

  • That offers will be made on your property
  • That transactions will close
  • That buyers will perform as promised
  • Property values or offer amounts

7. Fees and Payments

7.1 Platform Fees

Cash4HomeNow charges fees for platform services:

  • Transaction Fees: 1-2% of purchase price (charged to buyers)
  • Seller Transaction Fee: 0.5-1% of purchase price (optional, charged to sellers)
  • Premium Subscriptions: Monthly fees for advanced buyer features
  • Fast-Track Processing: Optional premium service fees

7.2 Payment Terms

Fees are due upon transaction completion or subscription activation. All fees are non-refundable unless otherwise stated. We reserve the right to change fee structures with notice to users.

8. Prohibited Activities

You agree NOT to:

  • Engage in fraudulent, deceptive, or illegal activities
  • Submit false, misleading, or inaccurate information
  • Impersonate others or misrepresent your identity
  • Attempt to circumvent buyer verification or platform security
  • Harass, threaten, or harm other users
  • Use the Platform to facilitate scams or predatory practices
  • Reverse engineer, copy, or misuse Platform technology
  • Interfere with Platform operations or security
  • Collect user information without authorization
  • Use automated systems to access the Platform without permission

9. Scam Prevention and Trust

Cash4HomeNow is committed to preventing scams and protecting users:

  • We verify all buyers before they can make offers
  • We monitor for suspicious activity and fraud
  • We provide educational resources about common scams
  • We investigate reports of fraudulent behavior
  • We may suspend or terminate accounts engaged in scams

However, we cannot guarantee that all users are legitimate or that scams will not occur. Users should exercise caution, verify information independently, and report suspicious activity immediately.

10. Intellectual Property

The Platform and its content, including text, graphics, logos, software, and technology, are owned by Cash4HomeNow and protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from Platform content without our express written permission.

11. Disclaimers and Limitations of Liability

11.1 Platform Disclaimer

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

11.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CASH4HOMENOW SHALL NOT BE LIABLE FOR:

  • Indirect, incidental, consequential, or punitive damages
  • Loss of profits, revenue, data, or business opportunities
  • Transactions that fail to close or buyer non-performance
  • Property value discrepancies or market fluctuations
  • Fraudulent activity by users despite verification efforts
  • Platform downtime, errors, or technical issues

11.3 Maximum Liability

Our total liability for any claims shall not exceed the amount of fees you paid to us in the 12 months preceding the claim.

12. Indemnification

You agree to indemnify, defend, and hold harmless Cash4HomeNow, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of the Platform
  • Your violation of these Terms
  • Your violation of any law or third-party rights
  • Inaccurate or false information you provide
  • Transactions you enter into through the Platform

13. Termination

We may suspend or terminate your account at any time, with or without cause or notice, for:

  • Violation of these Terms
  • Fraudulent or illegal activity
  • Failure to pay fees
  • Misrepresentation or false information
  • Any reason we deem necessary to protect the Platform or users

You may terminate your account at any time by contacting us or using account deletion features.

14. Dispute Resolution

14.1 Governing Law

These Terms are governed by the laws of the State of Illinois, United States, without regard to conflict of law principles.

14.2 Dispute Resolution Process

Any disputes arising from these Terms or your use of the Platform shall be resolved through:

  1. Good faith negotiation
  2. Mediation (if negotiation fails)
  3. Binding arbitration in accordance with AAA rules (if mediation fails)

You waive your right to a jury trial and to participate in class action lawsuits.

15. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be notified via email or Platform notification. Your continued use of the Platform after changes constitutes acceptance of the modified Terms.

16. Contact Information

For questions about these Terms, please contact us:

Cash4HomeNow.com
Email: Joe@DerivativeGenius.com
Website: cash4homenow.com/contact

17. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Cash4HomeNow regarding your use of the Platform and supersede all prior agreements and understandings.